National Flood Insurance Program

As a participant in the National Flood Insurance Program (NFIP), a community develops capabilities for conducting flood mitigation activities. The local mitigation plan must describe each jurisdiction’s participation in the NFIP. Participating communities must describe their continued compliance with NFIP requirements. The mitigation plan must do more than simply state that the community will continue to comply with the NFIP. Each jurisdiction must describe its floodplain management program and how it will continue to comply with the NFIP requirements. The local floodplain administrator is often the primary source for this information. See Worksheet 4.3 for important considerations when describing authorities and policies related to the NFIP and identifying actions to improve the existing program.

Jurisdictions where FEMA has issued a floodplain map but are currently not participating in the NFIP may meet this requirement by describing the reasons why the community does not participate.

Plan updates must meet the same requirements and document any change in floodplain management programs.

The previous section (Types of Capabilities) identified four primary types of capabilities to achieve long-term risk reduction through mitigation planning:  planning and regulatory, administrative and technical, financial and education and outreach.  We use those same four types of capabilities (below) in describing how participation in the NFIP relates to a community’s capability to mitigate hazards.

Planning and Regulatory

The plan may describe the community’s adoption and enforcement of floodplain management regulations, including when the community joined the NFIP, when the Flood Insurance Rate Maps (FIRM) became effective, and whether the floodplain ordinance meets or exceeds minimum requirements. You may choose to provide a summary of the community’s compliance history, including the  results from the most recent Community Assistance Visit (CAV). If applicable, you may include activities  that contributed to the communities’ class rankings in  the Community Rating System (CRS).